Procrastinator's Guide to Last-Minute Gift Shopping on the Cheap

Procrastinator's Guide to Last-Minute Gift Shopping on the Cheap

With just over a week before Christmas, you may be starting to sweat about how to pick up those last few gifts and prep your home for holiday guests. Indeed, procrastinating is one of the biggest spending pitfalls during what's supposed to be a jolly season!

When time becomes crucial, budgets and price tags are often ignored in favor of the easiest and fastest gift options available. To keep your cool and get gifts in time without dishing out more cash than you planned, follow these time-sensitive tactics for shopping late in the holiday season.

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A Mistletoe Entrepreneur - Did You Know...

A Mistletoe Entrepreneur - Did You Know...

…In Portland, Oregon it is legal to beg for money on the streets but it’s illegal to sell mistletoe – even if you’re only 11 years old? If you haven’t heard the recent news, that’s the absolute truth. Just ask Madison Root. Her efforts to sell mistletoe in a public park at Portland Saturday market were recently thwarted. Thanks to extensive coverage in the press, the market has now offered for Madison and her father, Ashton, to become members without paying the vendor fee.

So, what caused all this uproar in the first place?  
 
Here’s the story…

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Secrets of Black Friday and Cyber Monday - get it now (before it's gone!)

Secrets of Black Friday and Cyber Monday - get it now (before it's gone!)

That was me.  Waiting in line out in the cold at Best Buy.  Checking my phone every few minutes in case another potential deal was posted.  Driven by a desire for a great deal, anxious that I might miss something I really need anyway, anticipating that feeling of success.  Imagining my wife and my friend's looks of surprise and admiration as I described the unbelievably small amounts of money that I paid for the most amazing things.  

"Your strings are being pulled," the inner voice whispered as I danced to the advertising around me...

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Creative Holiday Gift Giving

Creative Holiday Gift Giving

As you prepare for the upcoming holidays and gift giving, keep in mind that some of the most special gifts are not those that are purchased with money but those crafted from your hands, your time, and your love. Here are a number of creative and fun ideas for the whole family.

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The Myth of Our Technologically Advanced Youth

The Myth of Our Technologically Advanced Youth

The young people of today may be able to use computers, mobile gadgets and other web-enabled devices, but that doesn’t mean they can fully leverage them to complete basic functions. Or that they are prepared for the future, which is full of technology as far as the eye can see. How do you best prepare your kids for the technology future?

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Tips about the economy, the U.S. debt, credit cards, and more

Tips about the economy, the U.S. debt, credit cards, and more

Teaching children about the state of our economy in these economically turbulent times can be challenging for parents especially when they don’t always understand the situation and terminology themselves. The following is a list of some great tips and resources that can help parents and children make sense of the economy, and also their own financial security.

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How the Government Shutdown is Affecting American Families

How the Government Shutdown is Affecting American Families

There’s been lots of talk in the news about the current government shutdown, and at this time, there’s no clear indication of when the situation will be resolved. But how is the shutdown affecting the American family? Here's a list of some of the ramifications of the government shutdown and how they might affect you.

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7 Tricks & Tips for Saving on Kids' Costumes

7 Tricks & Tips for Saving on Kids' Costumes

While some retailers are already prepping for the holiday season, most of us have our minds on fall festivities. A recent study showed spending on Halloween will be close to $7 billion this year. Of that, over $1 billion will be spent on costumes for kids. Thankfully, you don’t have to spend an arm and a leg to ensure your kiddos have a happy Halloween. Check out these seven ways to cut the cost of costumes without eliminating all the fun.

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Small Investments -- Compounding Returns

Small Investments -- Compounding Returns

Albert Einstein called compound interest the “eighth wonder of the world.” Compound interest works like magic, with your money constantly feeding on itself to grow larger and larger. How does it work? It’s easy really. Interest is earned and paid not just on your principal, but also on all the previous interest earned. Your total balance grows faster and faster without you doing a thing!

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The Lottery

The Lottery

Did You Know your chances of winning the lottery are staggering—about one in 175.2 million. You're more likely to die from a bee sting (one in 6.1 million), be struck by lightning (one in 3 million) or have conjoined twins (one in 200,000). Yet millions of people each week venture out to purchase a chance for a new life.

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Prepping for the Holiday Shopping Season

Prepping for the Holiday Shopping Season

It’s a scary thought, but it won’t be long before the holiday shopping season is in full swing. Christmas Creep is already setting in as trees and tinsel emerge in the aisles of your favorite stores. While few of us welcome this pre-Halloween intrusion, it serves as a good reminder that it’s never too early to start planning your holiday budget. Try these tips to get your finances in order now so you’re not facing a massive credit card bill come January.

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Living Frugally

Living Frugally

When you think about living frugally do thoughts of sacrifice and deprivation come to mind? If so, then it’s time to change your mindset and embrace the fact that frugal living is less about depriving yourself of things and more about living smarter so you can afford the life you want to live.

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